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Vista
I guess my question would be is there something wrong with Vista? I take it your thinking of buying a new computer? I use Vista on all my machines it needs a little tweaking but everyone that I know that uses it likes it better than XP. You will find that everyone is different. A lot of the posts on the internet are old and unreliable so be sure to look at the date when reading about Vista. Its like going back to 2000 and reading about XP.
Linux has an open source office suite that will do excel and word documents. I haven't see any financial stuff thats worth anything (guess thats why its free). Linux is free but software can be difficult to find and install. I used Ubuntu and its pretty nice but not my cup of tee, I didn't want to learn how to compile code just to install a program.
One more thing even if MS takes XP off the shelfs your computer will continue to function. XP has a ton of security flaws and thats part of the reason MS wants people to upgrade.
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