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How close to the house does the water get? Can you find a history of how far it's ever gotten? Does the city or county have that on their charts as a flood plane? Is the ground sandy or clay? How deep does it get? How many times a year does this happen? Is there a basement?
Our last place was about 300ft from the creek. The house was on a hill that was about 15 feet higher than the creek. Every spring thaw the creek would overrun the south bank and cover the north 50 foot of the yard. It was hard pack clay. Never got close to the house. Could be an insurance issue if you need flood insurance. ($$$.$$!). Don't just take the seller's word and offer of lessening the price. Dig up info from the local city hall...
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