Like Hube mentioned there are a ton of variables but I'd like to suggest some things you may want to consider. Most gas forced air furnace's have a lifetime of approx 15 years though you may get a few years more out of it if it was maintained properly. If the chimney is masonary and/or an outside chimeny and if the furnace is the only thing drafting up it you may need a chimney liner installed in order to get the proper draft. Most aluminum liners cost around $600.00 installed. Here's a link to explain about them and the reasons they're installed.
http://johnmills.net/liner/liner.html
A furnace that drafts up the chimney like yours is considered a mid efficiency furnace thus 80% effiecient. If and when you decide to replace your furnace, any new 80% furnace MUST have a liner installed in the chimney. Or better yet install a 90% effiecient furnace that does not utilize a chimney and drafts out the side of your house. But, if you install one of these and the water heater is still drafting up the chimney then you'll also need a liner installed. Or you abandon the chimney all together and install a power vented water heater, though they cost double a conventional type heater and require a 120 vac receptacle to power the blower (and the blowers are pretty noisy).
So, as you can see you're looking at spending some money soon to replace your furnace as it should of been written up by the inspector as nearing the end of it's useful life. You're also looking at installing a chimney liner or buying a new water heater . Prices on furnaces vary greatly between contractors, but at minimum you're looking at spending between $1800.00 and $2,500.00 for your furnace and another $400-$600 for the liner or water heater. Get some estimates of how much these items will cost locally and negotiate with the seller.